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  1. Greetings fellow credit restorators! I have opted out via this link provided by Master Why Chat (lol) https://www.optoutprescreen.com/?rf=t I printed that form, signed, dated, and mailed it. Is that proper protocol ? Have I opted out or should I then send the letter provided by PrivacyRightsNow to all my creditors? If the answer to that is yes - I mail those letters regular mail to the billing address i have for them? How long do i then wait to mail the address correction letters to the CRA's? & last question (I think) is are the following the correct addresses for the CRA's? These are the ones that are listed when I pulled my report from annualcreditreport.com. Transunion - Fraud Victim Assistance Unit , PO Box 6790, Fullerton, CA 92834-6790 Equifax - Equifax Information Services LLC, PO BOX 105167, Atlanta GA 30348 Experian - NCAC, PO Box 9701, Allen, TX 75013 Oh no that isn't the last question - I am correct that the NJ SOL for medical disputes is 4 years? I've been reading these forums for a few months now & I can't seem to figure out what the term back door means.
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