Search the Community

Hello All- I'm new to the forum and I'm hoping you can all help I received a voicemail today from a Sandra Taylor stating that she was going to be at my house within 3 hours to deliver papers. She called my mom's house and also my fiance's parent house as well. When I called the number, I was told it was a litigation company in CA called Pacific Holding Alliance. It was in regards to a closed Wachovia checking account from 2006 that was overdrawn. He instructed me to call Wachovia and work it out with them. When I did they told me the account had been sold in 2007 to RJM Acquisitions and I was given their number. I called back Pacific Holding and told them I spoke with Wachovia and was told they no longer owned the account. I asked him who his client was and who he was litigating for. He said that all he could tell me was that it was Wachovia and that I should call RJM like they suggested. I asked him for proof of the debt. He said that he couldn't provide that because it was helping my case. He continued saying that they sub contract attorneys in each state (I'm in Pennsylvania) and that I would see all the paperwork in court. Later he said he would talk to his supervisor to see if they could mail me something and that he would call back by Wednesday. I don't remember this checking account, I never received any mail about it, it has never appeared on my credit report. Apparently the amount overdrawn was around $500. I researched Pacific Holding Alliance and can't find any information about them. Is this real? Will they take me to court for this? Any information is appreciated.