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Found 13 results

  1. I'm very new to posting to this forum but have been using it for reference over the last month and wanted to share my recon story. I already had a Barclay's Reward Mastercard that I've had for over 7 months now and recently hit the CLI button. When asked how much I wanted, I was rather conservative and only asked for $250 which was granted after about an hour. So then I thought, perhaps I could have asked for more? So after reading on here about people calling the recon line to ask for more, I took a chance. After going over my account and answering a few questions, they granted me another
  2. Well, one more step for the DW. Approved for $16K on their Rate Advantage Platinum MasterCard, HP on EQ. Her Scores: Exp : 789 TU : 798 Eq : 806 Over the last twelve days, she's scored: AMEX EDC - $9,400 to $28,200 NFCU Flagship - $10,000 NASA Visa - $13,000 BECU - $25,000 BOA - $8,200 > $16,400 USAA - $16,000 For a total of $91,000 in new credit! I think this evening she'll apply for a second NFCU and a Citi card, then off to the garden!
  3. Good news for DW! She was approved by Boeing Credit Union for their $25K Visa Platinum! It was a TU hard pull (will enter into credit pulls data base) Her scores: Exp : 789 TU : 798 Eq : 806 Over the last ten days, she's scored: AMEX EDC - $9,400 to $28,200 NFCU Flagship - $10,000 NASA Visa - $13,000 For a total of $76,200 in new credit! Her current stable: US Bank Visa : $7.5K (2006) Sears M/C : $7.5K (2007) Sears Store : $4K (2007) Target Red Card: $1K (2006) JC Penney : $4.7K (2006) BOA Visa
  4. jdmc1973


    I was rummaging through Amazon credit card marketplace and saw an offer for a $50 Amazon gift card for applying/getting approved for the SDFCU EMV Visa card. So, after thinking about it for a minute or a day I can't remember which, I applied. I was already a member of the American Consumer Council so that was my way in. This is how it played out...so far. Applied yesterday morning Yesterday afternoon received 3 emails from SDFCU/Docusign that I needed to sign. Opened those up, they included the CC app, membership app, rate disclosure (11.99%), risk disclosure (stating I received this
  5. Hello everyone, I have slowly improved my scores since joining this board and reading all the great information. Lots of amazing advice and support. I have over the past year or so added to my card collection and have been fortunate to get some cards I thought I would not have been able to get. Here is my current list of cards and was wondering what I could add that would meet my rewards/cash back needs based on my spending habits. So my needs/spending habits are as follows in order of spending. So preference is Cash back/points on Groceries Gas Restaurants - fast food woul
  6. My mission to repair my credit! I made poor choices with my credit because I was too young to understand the importance of it. Any valuable information garner will be greatly appreciated! How can I go about having this negative TL deleted. there seem to be so many erroneous information about this debt on my CR. I have yet to be contacted by a CA or JDB over this debt. I have reached out to Bloomingdales and they say they don't have any record on file for me... Which throw me into a loop, because they are reporting negative TL on all three CRA.... HELP! Visa/Dept Stores National Bank (B
  7. So I told myself I would be staying away from apps for a while but I received an email on the 24th of feb saying I had been pre approved for the Flagship Visa Signature Rewards card. I immediately got excited and started the app but then realized I had added a few inquiries by applying for navcheck and discover it (which I got approved for with a starting limit of $1800) so I was hesitant thinking my score might have been higher when they checked for pre approval qualification vs dropping a few points from recent Inqs. But then I figured wth and filled it out. Waited a couple of days and k
  8. Does anyone have any idea what FICO score NFCU is looking for to lower your interest rate to their best 9.9% for their signature VISA card? I currently have 16.99% and would be interested in any antidotal evidence of others getting lower rates for a given FICO score. The credit pulls database doesn't seem to have any data on this topic. I asked the NFCU CC representative and they told me they could not state so given that they believe they are held to a federal law that requires that they do not influence my decision as to whether to apply or not for the reduction as telling me the guide
  9. For anyone who's interested. Found it on one of the main page banners. "Special Offer: Get 60,000 points when you spend $3,000 within the first 90 days of opening your account. That's enough for a $600 ticket!"
  10. Going to finally pull the trigger on applying for a Barclay card today. TU FICO is 675. I have seen some different opinions on here of which is best to go for as a first card? Seems like Apple through the store is a frequent suggestion. Is there any better chance of getting approved if I say I will likely send $500 vs I will likely spend $2500? Any other one that would be a great first card with them? Any that are really hard to get and I should avoid? Yes, have looked in the database, but clearly there are a lot more approvals and denials than people are reporting. Th
  11. Hi Guys, Has anyone been approved for more than (1) Visa card with PSECU?? If yes, what has been your experience?/ What are the pros or cons of doing this?
  12. DW and I was in Lowe's the other day and we were looking at a washer/dryer set when an associate mentioned applying for the Lowe's card but I decided I would apply at a later date. When I got home I did a search on the Lowe's card and a Lowe's Visa Reward Card popped up in my results. An old thread mentioned it was once issued by CapOne but now I believe it is now issued by GECRB...I also noticed a AMEX version as well. I would love to have the Visa version...https://credit.lowes.com/LowesMarketing/marketing/LowesLogin.jsp Returning Users Sign in to your Lowe's credit account b
  13. Hey all, I was recently approved for Navy Federal's Platinum card with a $14K limit. I transferred about $11,600 from my BOA MasterCard. I was concerned about high utilization on the card but I really wanted to take advantage of the 0% . At any rate, on the second call to customer service, I got a nice rep and explained my concern and she submitted a CLI request to the lending department with all the comments I had mentioned. I asked for 20K just to be safe. So, I check my account this AM and my credit line had been increased to 20K!!! This brings my available credit to $90K. And
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