I had an unpaid parking ticket that went to collections and showed up on my credit report. I thought I had paid the ticket, but it turns out there were TWO tickets and I only paid one. It was a stupid mistake, I got multiple notices in the mail but I thought the second one was just a duplicate of the first bill, I never realized there were two separate tickets. It was an honest mistake, but regardless, the damage is done.
I've since paid BOTH tickets and made sure there are no more outstanding tickets. My question is, how long does the parking ticket that went collections stay on my report? They said they will update what they report to the credit bureaus on the first. Does that mean the ticket completely comes off of my report, or does it just show it going to collections and having a paid status? After it's off the report will it still have a lingering effect? Is there any sort of letter or something I can do to get it off of there faster?
Thanks!