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Showing results for tags 'synchrony'.
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mrage posted a topic in Credit ForumSo, I logged into my Walmart account today to check my balance as my statement cuts soon. I saw a late payment fee. I'd let $2 report and was completely sure that I'd paid it the day after, but I apparently did not. I just got done setting alerts in my calendar for all payment due dates (should have done that already.) Lesson learned. I just received an auto cli from $400->$1000, so I was going to click the luv button in March. How bad have I shot myself in the foot here? Might I be better calling the UW when the time comes, and explaining myself? Feel kind of ill about it. But on the other hand, of all my cards, that would be the one I'd pick to have learned that lesson on, so there's a silver lining at least. Please feel free to berate me, I need the negative reinforcement
Chase and Synchrony CLI questions
david_weaver posted a topic in Credit ForumEmboldened by my recent and successful app spree, but disappointed I did not top my existing high limits, I am ready to start aggressively tackling CLIs. Start with Synchrony: I have a Home Design Furniture account. CL is $6,800. As of Friday, balance will be zero. I have a Care Credit. CL is $2,500. By next week, balance will be zero. I have a Lowe's. CL is $5,600. By next week, balance will be $2,500 (no interest). I see many posts on here to go for $35,000. My highest CL is $8,000. Should I go for $35,000 on all three and just let them make counters if that is not feasible? Also, do I do all three at once, or do I do one, hang up, call back, do another, and so on? Then comes Chase: I have a Marriott. CL is $8,000. I have an Amazon. CL is $3,000. I have a Slate. CL is $500. Makes me me sad just to type that. All will have zero or near zero balances within the next few weeks. How high do I shoot with these requests? Also, as with above, do I do them all on the same call or one at a time? If I do them one at a time, will it be three hard pulls or will they use the same one?Or, will it be three hard pulls no matter what? Lastly, say each card gets a $2,000 raise, could I then push limits around and make Marriott $15,000 with the other cards at $1,250 or so?
Help! New Synchrony Bank is killing my Scores!
FlyingBroke! - Rod posted a topic in Credit ForumHi CB, First, let me apologize if this has already been through the shredder here on CB! I've been taking a break from reading the boards. But, recently I have been noticing a trend with the recent changes that are going on over at GECRB or shall I say - Synchrony Bank! Since they changed their name, (THREE) of my accounts have either been upgraded to a credit card or product changed without my consent or knowledge. 1st. GAP Store Card = was converted to GAP Visa - got it in the mail a month ago. Only explanation was that my account is being upgraded to better serve me. 2nd. JC Penny's Store Card = Had this one for years with no problem zero balance. = Then out of the blue got a new JCP Mastercard in the mail this past Friday. Again, no explanation. 3rd. Sam's Club Discover Card = Was product changed to a Sam's Mastercard. Now, granted this one I knew was coming and was no surprise, but it does seem odd these are own backed by Synchrony Bank. Now, to top things off, all of my reports are now showing (3) brand new open accounts being reported. My FICO has now Tanked by -40 points!! What can I do?? Anyone else having similar issue? Thanks!
Dillard's GECRB / Synchrony Shopping Cart Pop-Up
jdmc1973 posted a topic in Credit ForumI'd recently read of anecdotal evidence of a shopping cart trick when purchasing on Dillard's website with some being offered a pre-approved regular Dillard's card and some being offered the AMEX version. Anyone ever heard of this or GECRB doing the pop-up for other cards in their portfolio?