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Showing results for tags 'soft inquiries'.
I have a few soft inquiries from three CA's. I can not think of any reason for them pulling my credit. I get no correspondence from any of them. I do have a list of phone numbers that call me (I do not answer and they don't leave a message) and two of them are on the list ( Ol' Ed and First Nat'l). They are: Law Offices of Ed Overcash Account Discovery Sys First NTL Coll Bureau None of these show up as collections or anything on ANY of my CR's. There's only two things they can be calling about, one is for $127 for an insurance premium that I will probably never pay and the other is for, yes again, insurance for around $85. That's another story in itself for another time I was just wondering if I should call them and ask WTF are you pulling my credit for? And maybe cause them to hang themselves (my state allows me to record as long as one person >>>ME<<< gives permission to record the phone call). I don't think they would actually sue for $127 or $85 so I'd send them a limited C&D letter. It's just puzzling because there are no baddy's on my CR's related to them. Or should I just let sleeping dogs lie as the saying goes. Any advice?
Thanks if anyone can sort me out. I know that EDIT-MPM soft pulls show as TRUECREDIT/VERTRUE USAA-CCMP soft pulls show as CREDITEXPERT1-866-673-0140 Quizzle Pro shows as Quizzle, LLC WITH NO PERIOD However, AMEX Credit Smart could be any of the following... CIC/EXPERIAN ALRTS ??? dates are ok but incomplete on pull records CIC/EXPERIAN RPTS ??? same CONSUMERINFO>COM ??? this must be another service because the dates are from way before C$ but do they count? and is Equifax INFO SVCS =Equifax Complete which instigates C*- which does NOT B* I know there are so many Equifaxs on mine due to a split file and a fraud report... I know that the others are trash like Equifax Consumer Services, etc. Does a daily pull from FAIR ISSAC on their new service count?- apart from paid credit reports C$ question is most vital...