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  1. I've had several problems with Chexsystems and looked into opening a second chance bank account with Andrews Fed Credit Union and PNC. Both banks supposedly have the best second chance programs, but what isn't advertised are the exclusions. #1 - Yes, you can get open up a 2nd-chance bank account with those institutions as long as the total amount(s) reported by Chexsystems is less than $500. There is no room for leniency; a dollar over and you're out of luck. But I must say, the new account rep was friendly, non-judgemental and advised to just send money towards the accounts listed bec
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