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Showing results for tags 'public records'.
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I'm helping a friend with getting IRS tax liens withdrawn and removed from their credit report. Thus far, Experian and TransUnion were cleared fairly easily, however, Equifax is proving tricky. There are three records reporting on Equifax, two of them we should eventually prevail on because the IRS has withdrawn them and we have proof of that and these were the two recently removed from Experian and TransUnion, however, Equifax has a third entry that the IRS says they did not report and thus cannot withdraw. It is for an adjacent county and matches the amount of one of the other two valid ones in the correct county of residence. The IRS says they cannot withdraw a lien they did not file. My friend has not moved in over ten years and has never lived in this other county. What should we do about this lien on the report that the IRS says they never placed since it is the wrong county court? Should we go into the court and request some kind of report that there are no liens for that name or amount? I imagine there is some kind of computer glitch here, but not sure how to proceed. Could this lien be on his Lexis-Nexis report and we need to dispute there first so that it does not appear confirmed when Equifax looks into it?
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Hi. I have 7 public records on my credit reports, (kids textbooks) and most have been satisfied. Because of this, myfico scores are not above 512, though the records are a few years old. I have a couple of credit cards (2 capital ones secured ) that are reporting perfect payments for around 6 months, and most of the old collections are paid. Most of the records won't fall off till 2019/2020. I am doing everything I can to repair my credit, but I am wondering if I will just be fighting a loosing battle til all of the records fall off? I need to buy a house next summer. I will have the downpayment, etc. I know it sounds ambitious to say the least, but it is a need. Are there any suggestions to help rebuild this mess?
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After seeing a judgement on my credit report I noticed the date is 1969. I am only 25 and was born in 1988. So I started to do some research only to see that there is nothing in my public records except proof of insurance ticket that was paid the next day? Does that mean the judgement it mine or false