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I have a paper copy of my credit report from transunion. It shows two paid public records from a California County Court. I compared the credit report listing to the lien release document recognizing payment had been made from the court. The liens were paid in the spring of 2012. The credit report list the case serial number erroniously as the docket number. the docket number is different than the serial number on the release document. Is this a sufficient discrepency to remove these items from my report? (in all other respects, the document is correct). - Thanks for any and all help!

I have a public record on my Transunion report which I'd like to have removed. I have tried disputing it in the past as being erroneous, but it always has come back as "verified" or "updated". The Transunion report lists the following information: TUC - ARIZONA - Docket #: [redacted] 415 TIJERAS ST NW ALBUGUERGUE, NM 87102 (505) 841-7437 Date Filed: 08/23/2011 Date Updated: 07/24/2013 Type: CIVIL JUDGMENT IN BANKRUPTCY Responsibility: Individual Debt Plaintiff: CAPITAL ONE BANK Amount: $7,103 Court Type: Circuit Court Estimated month and year that this item will be removed: 07/2018 Although I do have a legitimate judgment against me (default judgment that was discharged in a later Chapter 7), the information being reported is full of errors. Here is the information as listed on a certified copy of the Default Judgment: Court: State of New Mexico, County of Bernalillo, Second Judicial District Court Court Address: 400 Lomas Blvd NW, Albuquerque, NM 87103 Date Filed: 08/24/2011 Plaintiff: CAPITAL ONE AUTO FINANCE, INC. Amount: $8,226.04 So, Transunion is reporting the wrong name of the court, as this took place in New Mexico not Arizona, the address for the court is wrong, the spelling of the city name is wrong, the date filed is wrong, the plaintiff is wrong (it was Capital One Auto Finance, Inc. not Capital One Bank), and the amount is wrong. I often hear that the next line of defense when disputing credit report baddies is to dispute the accuracy of the information. So for this case, and for other cases in which I find information being reported which is inaccurate when compared to my official records and documents, how do I make an attempt to get the information deleted as being inaccurate? Thanks for the explanation and assistance.

It feels so good! After five years I finally got EX to delete my paid judgement. It took many letters and methods (jack attack, whychat's, nutcase, etc), many phone calls (most to special handling), multiple BBB disputes, and a CFPB dispute. But in the end what did the trick was a simple Fax. I guess they got sick of hearing from me and knew I wasn't going to stop disputing.

Does anyone have any experience getting a Withdrawn and Released IRS tax lien removed from public record? I was told that once these are a matter of public record, they are permanent and the CR bureaus have different policies on reporting these withdrawn liens. I have heard of public records being expunged but would like some advice on the process.

Does anyone know for sure how public records such as liens are validated by the CRAs? As I understand it, the courts do not share this information directly with the CRAs, rather it's gathered by a third party service. Is that service L-exisN-exis? I pulled my L-exisN-exis Full File disclosure report and, interestingly, it has only 3 of my 6 tax liens. Possibly of equal interest is that all 4 of them have my SSN associated (partially xxx'ed out) with the exception of the most recent one which has last 4. Has anyone disputed a lien or public record, been "validated" and then done an MOV? If so, what did the MOV say? Has anyone been able to successfully dispute/remove a public record from LN?