Greetings. My score is 690 and I want to build it up by adding more lines. I have one new BofA Visa with a $10K limit, a Macy's, and 4 mortgages. No late or collections. I just applied for a Chase/Southwest premier Visa.
I am now considering adding a pre-paid (AMEX/Serve) or a secured card (Cap 1). In general, given my situation can anyone recommend whether I apply for a pre-paid or a secured card? I've heard that a secured card is better for increasing your score. Also, any thoughts on AMEX/Serve or Cap 1?