Search the Community
Showing results for tags 'positive'.
Found 2 results
-
So I disputed a private student loan last month because it showed a 90+ late when in fact it was deferred during this time. The balance was wrong and it was never late so I sent Experian a mailed dispute based on these two issues. I simply wanted them to knock off the lates and update the true balance and of course they did what they love to do and aggrevate the hell out of me- they just deleted the entire trade line. Such due diligence on their part This account would have been positive- it was a $1500 loan, with a true balance of only $200 and no lates. Do I have any recourse against them as far as putting back my account? Or is it gone for good?
-
No negative tradelines OK but lets check out wonderful Sallie Mae: See under "Creditor's Statement"? It says "Debt being paid through insurance." I have TWO accounts form Sallie Mae that turned positive this month. One did automatically but the other I ended up having to dispute the Payment Status because it said "Claim filed with governement". Well the disputes came back on it and they did in fact update the payment status to "Transferred/Never Late" BUT under creditor's statemnt it clearly still says that I defaulted and the government paid. So even though it may be a "Positive" tradeline, a smart person who has seen a lot of credit reports would instantly know that I defaulted and that the accounts just aged into good tradelines. These two are from 2003 so if I disputed them and lost them completely, that would be a major bummer. I have fought so much and so hard with Sallie Mae though I find it hard to just leave it be LOL. I want if completely spotless! I guess I'll hav to phone in another round of disputes :/ Anyways, just wanted to give yall a heads up..check those reports closely because they are finding new ways to keep this crap bothering you!
