The CFPB has issued an open letter to Employers regarding the use of Payroll debit cards
http://files.consumerfinance.gov/f/201309_cfpb_payroll-card-bulletin.pdf
Discusses the EFT act ( regulation E )
all fees must be disclosed ahead of time,
that the bank must provide account statements in the past 60 days for free,
and that the employer cannot force the employee into the payroll card plan.