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So excited. Took a loan out on prosper.com for 2500.00 3yr term 31.49% simple interest back in Oct 2011 to cover back condo fees and a over limit credit card. I've been paying it three months ahead for the past year trying to cut out some of the interest charges. Paid in Full today and ready to have it behind me. Even the customer service rep on the phone said my rate was crazy high! Sick in bed today but wanna get up and dance around!