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Showing results for tags 'opt out'.
Found 6 results
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Hello everyone, DW and I opted out at the end of October and I swear we have never had so many offers for sub-prime credit and insurance. Do the CRA's have an information marketing blowout sale during the estimated 5 days for the opt out to take effect? Is this normal? I keep telling my wife " it will probably take a month or so for the offers to stop." Has this happened to anyone else?
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Does Opting Out improve your scores? its been so long since someone spontaneously wanted to give me credit that I don't know if I should bother. top score is in mid 600's with TU but they are climbing fast as stuff is taken off of tradelines and resolved... just wondering...
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Hello, Just got an Email from Equifax after my Dispute Letter. They have sent me two links for my investigation results. One to Opt In and one to Opt out. Should I use the Opt out Link or should I just ignore the email? Thanks.
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Opted out for 5 years. Do I need to opt out of all medical and collection agencies on my credit report before starting the HIPAA process?
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Greetings fellow credit restorators! I have opted out via this link provided by Master Why Chat (lol) https://www.optoutprescreen.com/?rf=t I printed that form, signed, dated, and mailed it. Is that proper protocol ? Have I opted out or should I then send the letter provided by PrivacyRightsNow to all my creditors? If the answer to that is yes - I mail those letters regular mail to the billing address i have for them? How long do i then wait to mail the address correction letters to the CRA's? & last question (I think) is are the following the correct addresses for the CRA's? These are the ones that are listed when I pulled my report from annualcreditreport.com. Transunion - Fraud Victim Assistance Unit , PO Box 6790, Fullerton, CA 92834-6790 Equifax - Equifax Information Services LLC, PO BOX 105167, Atlanta GA 30348 Experian - NCAC, PO Box 9701, Allen, TX 75013 Oh no that isn't the last question - I am correct that the NJ SOL for medical disputes is 4 years? I've been reading these forums for a few months now & I can't seem to figure out what the term back door means.
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Hello all, I have requested my annual report from the 3 Ca's and opted out. I am now sending letters to the 3 CA's to remove all old and invalid address. My question is do i type or hand write these letters? Do I send them certified or regular mail? Send them to the PO BOX provided in each report or is there a special location i send address disputes to? I am new here so sorry for all the questions I have read WHYCHATS guidebooks http://www.whychat.5u.com/GUIDEBOOK.html - & can't seem to find the answers. Thanks in advance !!
