Search the Community
Showing results for tags 'obsoletes'.
Found 2 results
Disputing old obsoletes on experian
Gmcewanjohnson posted a topic in Credit ForumI've heard that you can dispute and remove obsoletes from experian within 6 months of the 7 year mark, and was wondering if this was true cause I didn't want to waste my one shot. The only way so far I have been able to dispute obsoletes is over the phone, I did it for the first time a few months back and had everything I disputed removed but were all within 2 months of the 7 year mark, do you think I can do it again and have everything within 6 months removed? I've been having a lot of luck with transunion online seems they delete automatically if you delete it as obsolete within 6 months of being obsolete. Equifax I have not had any luck with having them remove anything as obsolete. I only had two more I need to remove that fall off in 4/15 and they said they won't remove them.
When to Dispute as Obsolete?
carpartsdepot posted a topic in Credit Forumhello everybody, im getting ready to start disputing my obsoletes at 7 years with TU i have heard that you can dispute them 6 months early and TU will remove them, my first obsolete is scheduled to be removed 11/14, so I was thinking I should dispute it next month 06/14 and then dispute my 12/14 in 7/14 and my 01/15 in 08/14, does this sound right? i know you only get one shot with TU because once you check and box and do an online dispute and it gets veified you can no longer dispute using that same option, and im guessing its the -I am no longer liable for this account - box.