Hello,
I have a charge off from HSBC/Saks that was purchased by Calvary Portfolio Services.
I have sent a DV, and most recently a PFD. They would not accept the settlement and stated that they do not delete.
The current balance is 1821. The lowest they will go is 1350. I don't have enough to pay the entire 1350, so I offered 600. They rejected the offer and said they couldn't help me.
Is there another way I can try to get them to settle?