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  1. My daughter doesn't want me to pay for her graduate school.. and I have mixed feelings but the idea of her taking three more years of debt makes me sick at heart given the interest rates. If I were to set up a three or five year CD securing a loan to her for tuition, made payable to the school, what do you think the lowest interest rate would be... perhaps a $75K loan that would be essentially a line of credit paid out over the next 3.5 years against a collaterized CD. Am I missing something? Would navy do something like that? Looking to keep her from paying high rates and putting herself into debt but want to keep some distance between the give and take in these matters. I know nothing about student loans, she is getting a PhD in Clinical Psych and she is very conservative in financial matters... but i can't stand to see her racking up 8% interest plus while she is going full time and working 20 plus hours a week. All adivice welcome on this. I want to keep some arm's length but help. I may forgive half of it.
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