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Found 4 results

  1. It never ends. Just two days ago I learned that I had gotten some really bad derogs off my report and then today I get a call from an attorney about a medical bill from 2011. Honestly, it was such a bad couple of years for me medically that that I got a ton of complicated and confusing bills but it seemed my insurance took care of it all. I have very good insurance, fortunately, and figured anything that the insurance didn’t pay the hospital would notify me of at some point. Instead of hearing from them, I’m getting calls from an aggressive attorney. Can you guys advise me on how to proceed? The amount is $2,000 and I’d be happy to enter a payment agreement but the attorney’s rep is pushing me to pay a big part of it soon – which I can’t afford. What should I do? I’d much rather deal with the hospital, but is it too late at this point, since they have an attorney calling me? I asked the attorney for a copy of the bill and he said they typically wouldn’t give it to him unless we go into litigation. I’m really not sure what to make of that but I’ll call the hospital first thing in the morning. Can you please help me handle this the right way? I’m just getting started with rebuilding my credit and I’d hate to have all that good work go to waste because I handle this wrong. Thanks so much for all your help.
  2. Can a person talk on behalf of another person, to a Collection Agency over the phone, if they have a notarized Power of Attorney? I know only a lawyer can do such things in court, but can anyone with a POA deal on behalf of someone over the phone?
  3. Greetings, I have a 6 year old T-Mobile Bill for 1100$ in collections. It falls off in a year but I am going to pay it anyway because I owe it, and because I will be shopping for a mortgage in a year or two. The lawyer has been in contact, offered a GREAT deal (300$) and I am going to take it. How do I proceed? I have seen posts that say do not give him my credit card number. I am not sure why as I doubt he is less trustworthy then the nameless, faceless people who process my transactions online but I won't. How do I protect myself and make sure it is marked as "Paid In full"? It will still fall off in a year after the payment right? Thank You, SG
  4. I'm looking for an attorney who specializes in FCRA laws in So. CA. I have several violations against Portfolio Recovery Associates that I would like to pursue . I checked the sticky post of Lawyers in the main forum, but I didn't see any in southern CA. Anyone have someone they can recommend? Thanks!
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