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http://www.doctorofcredit.com/the-discover-it-secured-card-does-graduate-to-an-unsecured-card/ Say what you want about Discover, but this is a solid rebuilding option that starts at $200.
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I was declined for a discover it card, reasons being: % of balance to credit limit too high on revolving accounts Length of time accounts have been established Proportion of loan balances to loan amounts is too high What is the best course of action to get an approval? What are discovers requirements?