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I have been checking out creditboards.com for a while now, but just today decided to create an account because I've been unable to find the answer to a question I have. I have pulled all of my credit reports and have hard copies of them, and when looking at them (Experian, specifically), I noticed that I have 10 names and 7 addresses listed on the report. I saw another topic that said to send letters with proof of current address (DL and utility bill) and request that the inaccurate information be removed from the report, so I have put a letter together to send for the addresses. Here is the letter: Name Address Date Dear Experian: The following addresses on my credit report are incorrect. Please remove them from my file. I am enclosing copies of my Drivers License and a recent utility bill as proof of my identity and my address. 1. XXXX 2. XXXX 3. XXXX 4. XXXX 5. XXXX 6. XXXX 7. XXXX Sincerely, name SS# DOB My question is this: Do I need to send a letter to the CRAs requesting that incorrect names be removed in addition to the letter re: incorrect addresses or can these letters be combined into one? Thanks!