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Showing results for tags 'gw'.
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I have a loan with Santander that i want to pay off in a few days but I'm not sure if i should. Only Experian is reporting it correctly. negatives are 30 day lates in nov & dec 2009 and one 30 day in oct 2010. I filed for BK in January 08, Santander is showing IIB on TU and Eq even though it was reaffirmed. How are the two different methods of reporting affecting me? Am i better off letting it report as IIB? I thought about doing a GW with them but after searching it doesn't look promising. Would paying them off be positive or negative on GW efforts? Thanks to all for your input.
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I've spend so much time reading on this board, I finally got the courage to start tackling my CR after MANY years of ignoring it. I logged into my JCP accout send a quick email explaing to them that a year ago I was out of work and had one late payment, would they please delete it? Guess what a week letter i get a letter from JCP in the the mail - we are so sorry we love you and understand this 30 DAY LATE will be removed! yay! thank you CB! Scores @ 537 527 576