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Showing results for tags 'freezing'.
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First I would like to say love you credit boards! I am thinking about freezing Equifax it is my lowest score only 595 my Transunion score is 685 with one paid baddie. I want to apply for a credit card maybe with NFCU I already have a secured card with them but I want to get a unsecured card. NFCU only pulls from EQ so I was thinking about freezing my Equifax account so navy would pull from Transunion. I was also thinking about Barclays NFL or discover in Ideals would be appreciated I live in VA and I have already check the credit pulls database. Should I freeze EQ would there be any adverse reaction that I don't know about. I cant find a lot of information about this on credit boards.
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I have seen some conflicting opinions on here, and hope to get a more exact answer. My EX and TU (680's) top my EQ (630's) by 50 points, and I am having little success getting it to the range of the others. I am considering freezing my EQ so that I do not waste inquiries or get denials. There is no point in having anyone pull that. But I have seen some, like Hegemony, post replies on similar questions that freezing is a terrible idea if you are rebuilding. Anyone have insight as to whether it would be best to freeze just EQ, or just to leave it alone? Thanks!
