Hello all,
I'm seeking any real-world, first-hand experiences with adding a Prosper or Lending Club tradeline to your credit report. What was the FICO impact - if any?
In theory, since it's an installment loan, should have minimal impact (other than AAOA). But, I've been surprised before... hopefully it's not considered a "finance company" loan...?
Would love to hear some actual experiences - did you get any immediate FICO movement as soon as the P2P tradeline posted?
Thank you CB!