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Showing results for tags 'fall of credit report'.
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I apologize in advance but I need clarity. I feel like I read the same statements over and over, searched threads over and over and I want to make sure I have this right because this always confuses me. I've accomplished a lot since joining this site, but this is one thing I can't understand. Maybe I'm simply making this harder than what it really is. I'm trying to figure out when my Capital One CO will fall off my credit report. Date Opened: 03/2007 Charge off as of Jan 2008 150 days past due as of Dec 2007 120 days past due as of Nov 2007 90 days past due as of Oct 2007 60 days past due as of Sep 2007 30 days past due as of Aug 2007 So, if the clock starts ticking 180 days after DofFD then it started Jan 2008, is this correct? Another thing that confuses me is do I add 7.5 years as stated in the FCRA or do I go by the Statute of Limitations for the state of GA (which is different)? Thank for your help guys...try not to chew me out too bad
