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  1. Ok, my scores are starting to rise and my TU is up to 635, rising from the depths of HELL.. what can you get with a score like this that only pulls TU. They are furthest along with correcting errors on my report and several will be falling off shortly from TU as I settle some old OC's... I have gotten a DCU account (no credit, just a savings acct and a checking) and I will shortly get a credit builder from a CU and a secured credit card from my university by Sept. unlimited amount, will do $5,000... Much of my credit will be off my TU where there is still some old stuff that is major bad... it will fall off due to settlement and errors corrected... plus there is a duplicate mortgage that was paid out by the second listing. I know that Barclays pulls TU but at what score will they consider a small line? is there a bank that they look to for any reason? I don't want a toy card under $500... Home Depot perhaps? I could use that one. Dont' want to get a card where I have to go buy socks...I don't want a bunch of HP's for useless stuff. I was astounded that DCU did a hard pull just for a $500 savings account... no credit or overdraft line requested... thank you all...No walmart nearby that I use. Lowes? Kohls? Home Depot? Agway? do they even have a card? thanks again.
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