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Hello everyone, I am writing because I am just a bit confused as to what I should do next. I have two debts with the same company. I sent off two different validation letters to EOS CCA for two different debts. For one of the validation letters for a century link account, they sent back a settlement offer rather than validation. I have yet to receive response from the second acct, so hopefully they just remove it. But long story short... They "claim" that I owe 172.88. Rather than send validation back, they sent a letter stating they are willing to settle this debt for $69.15. That is a wonderful offer and I am willing to pay the amount. Now to my problem. I do not want to pay the amount and the item is still on my credit report because in reality I believe that they cannot validate this item. I am unaware if I should push for validation or send my own PFD. I am willing to pay the amount only if it is removed. Can someone please give me there input on what they think I should do?
