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I'm making huge leaps and bounds on cleaning up my credit (THANKS CB!!!) and one of the last things I'm looking at for my personal info is old or outdated employer info. Is this something that I should bother cleaning up or correcting? It hasn't reported any of my jobs since... shoot.. maybe 2010? Is it worth a dispute or does this matter?

I just went to ScoreSense.com to get my credit scores from all 3 major credit score companies. It has two different businesses listed as my employers back in 2003. I NEVER worked at either of these companies and never heard of them. Should I take the time to remove these from my record? The report also does not have the employers listed that I've worked for since 2003. Should I be concerned about this?

Okay, so I have been doing fairly well on my repair journey. I am still waiting on my Equifax report in the mail after sending them my updated identification, but I looked on Citi and figured I could start with that. I have 3 things that I have questions about. 1 - Collection (TU). This was post BK and was for a gym membership that stupid me decided to sign up for a year for, and only used for a couple of months. This was about $90 a month and I just stopped paying. I eventually did PIF (8/2010), but I was not aware of this PFD stuff until recently. It is through Affiliated Acceptance Corporation (http://www.profinserv.com/). How do I go about removing this from my report? Simply call and ask? 2 - Addresses. Equifax reports my former as my current, my current as my second former, and also a former from 2007. All show as reported 12/2012. Experian has my current correct and also my 2 formers, and TU the same. I would like for only the current to be reported. 3 - Employment. Equifax does not report any, and Experian and TU both show my current and one former each. Both formers are different. How important is it for a CRA to have a current employer? Is it advisable to remove formers? Thanks! Other than that I have to let a bunch of hards fall off over the next year or so, and other than Navy I don't foresee myself pursuing any other cards (maybe an auto loan refi..). This should clear up my report and make it all accurate and current. In the meantime, I will be increasing utilization by decreasing balances. I love this board!