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We are dealing with a bank that has threatened to foreclose on a mortgage my husband and I hold on a business property he uses for his dental practice. The mortgage had been 90 days overdue for the several months. Today (Tuesday, June 4th), the bank called my husband and told him that if he did not bring the mortgage current by Thursday, June 6th, they would initiate foreclosure proceedings. They refused to offer or discuss any program or otherwise work with us. Years ago, we had paid extra into the principal of the loan so that we a few years ahead of schedule for paying off the loan. Howev