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Found 6 results

  1. I did the check and see if you qualify etc and they actually beat the rate my credit union offered. I have my car insurance info, pay stubs, and even the past 4 or 5 monthly bank statements ready to go if needed. Curious if they are decent to deal with? I filled it out in the navigator with a 5k down payment and that puts the payments where I want them.
  2. Hi Folks - I'm scheduled to close on a new construction home 8/30. The kids start school here in MD on 9/3. They enroll in new schools and I want to get them settled as much as possible. That background might come in handy for the scenario that I'm seeking advice on. Here's the scenario: purchase price is $439,540. I'm currently doing an FHA loan with 3.5% down. My mortgage credit score is 726. The loan estimate has me paying $300 month in PMI. The issue is that in October I get my yearly sales bonus; at that time I can put down the ~$90K needed to cover the 20% down payment to remove PMI. Questions for those experienced in the industry: 1. Should / can I delay closing for two months? If so should I go conventional? 2. Should I move forward with the FHA loan and refinance quickly? How soon can one refinance? 3. Should I move forward with the FHA loan and simply pay $90K on the principal of the loan and reduce the amount to have PMI removed? Thanks for your help in advance.
  3. Hello my name is David Malan i need quick cash car title loan can anyone please suggest me the lender name and number so can i get the loan. Thanks David
  4. Hello All! I am new here and I really need some help. Back in 2011, I had a foreclosure and a repossession. Those dropped off my credit reports earlier this year. Because of those, I haven't been able to get approved for any credit except a car loan with a co-signor (American Credit Acceptance) that I had all good payment history and then paid off in 2015. I have been driving a lease car from a friend since then, so not in my name and now that friend can no longer provide the lease, so I have to buy a car. The only other item on my credit reports is a credit card my ex-wife had with my name on it as well that she ended up not paying and settling with them (about $1360). Just pulled my credit reports. TU is 617 but both Experian and Equifax has no credit score! They say it's because I don't have enough credit history, but how can I get any if I can't get a credit card?? Anyway, I spoke with Carfinance.com and they use Experian. If I had a 500 with them, I could get a loan. I make over $100,000/year but I am self-employed as a consultant, though it is quite regular. I am looking to borrow between $20k and $25k and I will have $10k to put down. What is my best approach to go about getting a car loan, please? I'm really at a loss here, so any help or guidance would be greatly appreciated!
  5. Are standard down payments required when purchasing with over 20% equity given purchase price is less appraised value (over 20%)? First time buyer as well. Reading Nerd wallet many Loans require 3% downpayment except Navy Federal. Thanks for input Rd Sent from my iPhone using Tapatalk
  6. Squeaky

    FHA Loan

    How does everyone feel about FHA loans? Any experiences? Any advice?
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