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Showing results for tags 'downpayment'.
Found 6 results
How is cap one auto financing?
Wilburmason posted a topic in Automotive FinancingI did the check and see if you qualify etc and they actually beat the rate my credit union offered. I have my car insurance info, pay stubs, and even the past 4 or 5 monthly bank statements ready to go if needed. Curious if they are decent to deal with? I filled it out in the navigator with a 5k down payment and that puts the payments where I want them.
Advice Needed ... Loan Closing Options and PMIHi Folks - I'm scheduled to close on a new construction home 8/30. The kids start school here in MD on 9/3. They enroll in new schools and I want to get them settled as much as possible. That background might come in handy for the scenario that I'm seeking advice on. Here's the scenario: purchase price is $439,540. I'm currently doing an FHA loan with 3.5% down. My mortgage credit score is 726. The loan estimate has me paying $300 month in PMI. The issue is that in October I get my yearly sales bonus; at that time I can put down the ~$90K needed to cover the 20% down payment to remove PMI. Questions for those experienced in the industry: 1. Should / can I delay closing for two months? If so should I go conventional? 2. Should I move forward with the FHA loan and refinance quickly? How soon can one refinance? 3. Should I move forward with the FHA loan and simply pay $90K on the principal of the loan and reduce the amount to have PMI removed? Thanks for your help in advance.
Are standard down payments required when purchasing with over 20% equity given purchase price is less appraised value (over 20%)? First time buyer as well. Reading Nerd wallet many Loans require 3% downpayment except Navy Federal. Thanks for input Rd Sent from my iPhone using Tapatalk
Where Can I Get The Best Car Title Loan in Canada?
DavidMalan posted a topic in Automotive FinancingHello my name is David Malan i need quick cash car title loan can anyone please suggest me the lender name and number so can i get the loan. Thanks David
Recovering poor credit need help in getting auto loan
Bamaguy posted a topic in Automotive FinancingHello All! I am new here and I really need some help. Back in 2011, I had a foreclosure and a repossession. Those dropped off my credit reports earlier this year. Because of those, I haven't been able to get approved for any credit except a car loan with a co-signor (American Credit Acceptance) that I had all good payment history and then paid off in 2015. I have been driving a lease car from a friend since then, so not in my name and now that friend can no longer provide the lease, so I have to buy a car. The only other item on my credit reports is a credit card my ex-wife had with my name on it as well that she ended up not paying and settling with them (about $1360). Just pulled my credit reports. TU is 617 but both Experian and Equifax has no credit score! They say it's because I don't have enough credit history, but how can I get any if I can't get a credit card?? Anyway, I spoke with Carfinance.com and they use Experian. If I had a 500 with them, I could get a loan. I make over $100,000/year but I am self-employed as a consultant, though it is quite regular. I am looking to borrow between $20k and $25k and I will have $10k to put down. What is my best approach to go about getting a car loan, please? I'm really at a loss here, so any help or guidance would be greatly appreciated!