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Found 3 results

  1. I received a letter from Transunion stating that my dispute was frivolous. I'm disputing a Chapter 7 on my report and this is the second letter stating frivolous. What should I do next and any letters or comments would be helpful. Oh and yes the Chapter 7 was discharged last year.
  2. I have done the following steps. 1. Disputed with the CRAs. - Received the debt was verified from the CRA, but not the info requested from the Collection Agency. Never heard from them. 2. Sent a written Dispute directly to the Collection Agency. 3. Sent a second Dispute to the CRAs with Certified proof of CA received my Dispute request. 4. Received notice the CRA is investgating. 5. Now I just received a letter from the Collection Agency. - They are offering a 50% discount for the dept. That offer is good for 30 Days. - They also say, unless I notify them within 30 days after receiving this notice, that I dispute the validity of this debt, they will assume the debt is valid. - They go on to state, If I notify them in writing that I dispute the validity of the debt, they will obtain verification and mail a copy of judgement, the name and address of the original creditor. Now, I know the Medical business this debt is allegedly from, has gone out of business. And CA is from out of state. Should I send another Dispute as requested by the CA? Thanks.
  3. I will be applying for a surety bond in a few weeks. Tomorrow, i plan to send in 1 dispute letter for 2 negative public records. 1 - negative public record 1 - negative public record ------------------------------------- 2 negative public records - send a letter for each tradeline to the following CB that are reporting the information (differently- see below) 1. How does the dispute process weigh into what the creditor would see on my credit report during the dispute process? 2. Should i time the application? When is a good time during the dispute process? Transunion - 2 negative public records Equifax - 1 negative public records Experian - 1 public record Thanks, please answer both questions,
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