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So I deleted all old Addys off EQ and Transunion and obviously didnt fly with Experian... I opted out... and i no longer live at the address I was at when these things were filed.. I sent off my own version of a SAME NAME DISPUTE and disputed all the public records in one swoop... So far with Transunion the judgement is gone (they only recorded one) but both BKs still show But as far as EQUIFAX... THE PUBLIC RECORD SECTION IS CLEAN! Experian dispute as far as I know (i cant get in the backdoor anymore) is still in dispute as of about 2 days ago... BKs were supposed to fall off in October 2014 and 2015 respectively... i filed 13 in two desperate attempts to get an Automatic stay on the property i was trying to save at the time that had a ridiculous ARM on it that i knew no better about. Soooo.... how does it go now with disputing accounts that have the bankruptcy notation on them on the report. Does this make it easier...no difference?.. Any special strategies? Will keep everyone posted on the Transunion and Experian outcomes.. I havent received letters from any of the 3 but signed up for monitoring today to see this progress.

I'm read as many posts as I can about getting 2 chapter 13's deleted from my Equifax file from 2006. At the time I had no idea that it was worse than Chapter 7 or I would have gone that route for sure. I filed two within a couple of months of each other in an attempt to keep my house from being foreclosed. Neither were confirmed and I'm not even sure if I ever paid any money into either. So, I've read about the address removal but I have about three old trade lines before this time from american express, discover and a credit union. All of those were associated with this address. Do they definitely delete all the TL's associated with that address or only the ones you dispute later? I've read about writing the courts and getting a letter stating they don't verify with the CRA's. As you can see the zip code is way off in both. Also, if I go to pacer and put in just the case number in the search, you can't find it because you have to enter some other format with a date involved. I can however find it with a name search. Also, the date format in the first one is a different format than the second listing. It also says date verified N/A. I'm not sure if that's what most of them say or only if you dispute and they verify. THere is also no court name. I do have a different last name now and live at a different address in a different state. So out of all the options, what do you all think would be my best course of action. Any help is much appreciated. Bankruptcy Date Filed: 04/28/2006 Case Number: XXXXXXX Court Number/Name: Court Address: 75 Spring St SW Ste 1340 Atlanta, GA 303033329 Liabilities: Individual/Joint: Individual Individual/Business: Individual Bankruptcy Disposition: K-DISMSD/CLSD CH13 Current Disposition Date: 27/06/2006 Asset Amount: Exempt Amount: Date Verified: N/A Date Reported: 29/06/2006 Prior Disposition: Comments: Wage Earner Plan Date Filed: 02/01/2006 Case Number: XXXXXXX Court Number/Name: Court Address: 75 Spring St SW Ste 1340 Atlanta, GA 303033329 Liabilities: Individual/Joint: Individual Individual/Business: Individual Bankruptcy Disposition: K-DISMSD/CLSD CH13 Current Disposition Date: 05/04/2006 Asset Amount: Exempt Amount: Date Verified: N/A Date Reported: 07/04/2006 Prior Disposition: CH-13 Filed Comments: