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Found 2 results

  1. Hello all! I'm excited to be a part of CB. I have been reading and reading and reading, and I'm ready to ask for help. Here's my story. I have a discharged Chapter 7 - DECEMBER 5, 2014!!! Yay me! TU and Exp scores are about the same (628). The site I use is down so I can't give the exact number of negative accounts reporting. My question is this. Where do I start? I feel so overwhelmed with all the info I've read in the PsychDoc transcripts and member posts, and I'm just not sure where to start. Will someone please give me some help? My goal is home ownership. I'm not in a major rush and would like to do things as thoroughly as possible with as much informed help as possible. Thanks so much you all!
  2. I filed Chapter 13 Bankruptcy in June 2008. The bankruptcy was discharged March 2013. Experian has some of my my accounts listed as the following: Account History: Charge Off as of Sep 2012 Debt included in Chapter 13 Bankruptcy on Mar 18, 2013 They have my account being eligible for fall off in 2019, which means that its been reaged as well. Ive disputed this info numerous of times. Is this info being reported correctly, or would I be able to prove violations of the FCRA AND Federal Bankruptcy violations. Thanks, Art
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