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Showing results for tags 'derog'.
Working on a that $95 baddie for my pal. Original creditor is WOW! Cable. Collector is Credit Management. Called them and asked them about a PFD. I was told that if I FAX a PFD letter they will send me something back as a FAX in 48 hours. Then if I (or rather, my pal) signs it, then it gets removed. Let's say that the request comes before the payment. I'd hate to have to sign anything that you send to a CA, though. It all sounds legit on the phone. I asked point blank if they would remove their report from all three credit reports and they said yes. Has anyone been through this with CMI? Did they delete as promised?
Helping a friend with a Credit Management LP derog for $95.00. The credit report is not showing a DOFD, but it is going to some time in 2013. The original creditor was WOW Cable, it is balance of a cable bill. He never received a bill in the mail. Will the DV alone be enough or should he use the one-two punch: http://creditboards.com/forums/index.php?showtopic=428895 I'd like your feedback on the one-two punch versus simple DV and your feedback on the DV. Here's the DV: My Name My Address May 5th, 2014 Re: 1234XXXX Dear Credit Management, You have added information to my credit report. I dispute your claims in their entirety and request validation pursuant to the FDCPA. Be advised that I am not requesting a "verification" that you have my mailing address, I am requesting a validation, that is, competent evidence that I have some contractual obligation to pay you. Also, please provide the original creditor's name, address, and date of last activity. It is inconvenient for me to communicate by phone. Send all communication to the address above. Sincerely, My Name Sent via Certified Mail: 7000 0000 0000 0000 0000