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Found 2 results

  1. I think I got the title wrong but I don't know how to edit it, it should read: First day of default being reported as first day of delinquency I have 3 loans with Department of Education, originally they were Direct Loans in 2007, now they are called Direct Stafford Subsidized. I have consolidated them last year, they show "paid collection" as of now. Also, these 3 loans share the same first day of delinquency since I never paid for them once they got out of forbearance initially (other than through tax offset). Now, the problem with the first day of delinquency. I am waiting for t
  2. So my wife had student loans with the Department of Education. They where automatically transferred to Sallie Mae. She initiated a deferment, but Sallie Mae is reporting her as 120 days late. Dept of Ed is still reporting as well so it looks like she has twice as many loans (11 to be exact). She has lates on those before Sallie Mae picked them up. So i have a few questions. First is Dept of Ed still supposed to be reporting even tho Sallie Mae has them? Should she contact Dept of Ed about removing the lates and/or tradelines or dispute them with the CRAs? With Sallie Mae, she's
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