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Found 9 results

  1. There are several that stand out in my memory... DCU secured card -0- (ok in retrospect) CapOne secured card -0- (ok in retrospect exc for EX pull) $1K spg AmEx (Why so little?) requested NFCU CLI to $10K from $5K ($45K in savings and MMA and a $10K secured card) BCP AmEx (-0- wasted Ex pull) and to top it off Citi double cash 12/31 (wasted Ex pull) Have $87.5 with perfect payment record... totally pissed off. Would have been happy with $1K to get into the door. Totally bereft over wasted HI. Happy New Year- get out all of your complaints HERE! Who's next?
  2. We made a claim on our homeowners policy within the last three years, we moved out of this house two days before closing. The buyers got denied and asked for an extension then denied again. So we are currently renting a home but can not get renters insurance due to the homeowners claim we made. I tried State Farm and Triple A both said no. Is there any insurance company who accepts someone who made a homeowners policy came in the past 3 years?
  3. First off I just want to thank the forum, I have just been pouring through stuff recently and learned some tools to help. I am 32 and once again a college student (4-year graduate level degree in health sciences, have 2 bachelor's and a master's from before, all without debt because of scholarships/TA's/working) During my 20s I was very skeptical of big banks/gubernment, lived a mostly cash economy from my job, etc. I had at varying points: GAP ($500), Macy*s ($200), Kohl's ($100), Discover ($2000), and Capital One ($4900) cards, all of which I ended up not using enough and got cancelled
  4. If at first you don’t succeed, you have nothing to lose by trying again…and aiming higher. (Caveat: some have incurred additional HPs in recon attempts. YMMV.) Two weeks ago I went into my local branch of a large regional bank (operating in 16 states) to close a checking account I was seldom using. The Team Leader who always helps me told me he could run a pre-qualifying credit card app, and while I was reasonably certain it wouldn’t work (I’m opted out), I also know they are primarily a TU puller – odds were in my favor that there wasn’t much to lose. I rightly guessed that my “soft, pre
  5. Hey guys! I haven't been posting as much since I've accomplished pretty much all goals I had, but getting the Amex Blue Cash Everyday continues to elude me. I've had a Zync with NPSL for about 1 and 1/2 years now, 60k credit limit across all of my cards with 7% utilization, and all of my scores are hovering between 695 - 720 on TU, EXP, and EQ. I've got one old baddie hanging around and a BK7 that falls off next October. Any ideas what I need to change to get that Amex BCE? I apply every few months and always get denied after they do a review (it's never an instant deny). I feel like I'm close
  6. I am traveling and unable to access the USAA site at all. I keep getting the following message: -------------------------------------------------------------------- Access Denied You don't have permission to access "http://www.usaa.com/" on this server. Reference #18.82de9b7c.1385704789.ca7969a -------------------------------------------------------------------- Could they be blocking my notebook? Or does USAA block entire countries? I am trying to access from Myanmar (have never seen this from anywhere else).
  7. Two weeks before closing denied for usda home loan. So disappointed. I will never ho through this process of buying a home again....
  8. I noticed a comment from another seemingly astute person building business credit here that after obtaining a business voice mail, he notes as important applying for a Chase Mastercard just for denial. They indicated it's important for Experian & Equifax for some reasons. Can anyone else embellish on why that would be the case and that would or would not be advisable? I also read it's advisable to persue Chase backed trades or Citibank backed trades etc and "getting into their system" helps. If this is advsiable I wonder if the same could be said of applying for a Citibank lin
  9. I just applied for a DCU CC...I got the message that someone will get back to me...blah blah blah. I never heard back so I called today and the "credit manager" looked at it...I was denied. 2HP for nothing...does anyone have any success with recon? Does anyone know a phone number I could call. Thanks!!
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