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Found 2 results

  1. This weekend will mark the one-year anniversary on my Gold Delta Amex, CL $5000. Never had an increase, and never requested one due to my overall utilization being off the charts this year. So once all my massive payments to Amex and other finish cycling through this week, and my utilization plunges, I was going to finally try for a CLI. Of course, no decision is that easy, right? Do I simply go for a CLI, or do I try to PC from Delta Gold to Delta Platinum? If I do decide to PC, will there automatically be a consideration of a new limit, or will I have to also ask for that? Basically, does it make sense to do a CLI request first, and THEN a PC, or the other way around, or to do both at the same time? I had a FR at the end of July. Assuming I am OK with a CLI or PC (which would tell me nothing about the FR scared them or pissed them off), I would like to add another Amex. With already having Delta, and with using Marriott as my exclusive hotel, none of the other airline/hotel cards would interest me. Any suggestions on what might be a good one to add? Finally, as noted, card anniversary is this weekend. If I am going for a new card, is there any difference between applying now or waiting until January 2015, or would either new card show 2013 and it would not matter? As always, thanks!
  2. Hey guys. Total newbie here excited about the vast world of rewards, but needing a strategy. I am looking to get the following Amex cards in the shortest amount of time as possible: Amex SPG Amex EDP Amex Delta Reserve Amex MB Platinum I truly need each one for different reasons. As the head of a touring performing group who travels strictly Delta and stay strictly Starwood, those cards would help a lot for business. We will traveling 11 people about 8 times in the next 2 months. EveryDay and Platinum help me get category spend on groceries and gas and other great travel perks. In any event, its for the perks and bonuses, not to increase the amount of credit I need. Ive been doing a lot of reading and research on here and all over about how to apply for multiple cards in one day, hard pulls soft pulls, etc. At the end of the day Im not concerned what my credit will look like after these pulls. I just want a way to get them approved. My score has gone up 50 pts this month so I feel like now is the time to do something big and fun. Exp 736, Eq 776, Tran 773. Some recent hard inquiries (declined a Platinum card in Aug) and an auto loan last year. 2 old paid off collections. Everything else is perfect. What are the strategies? DO I do them all at once from incognito browser pages? Wait and do one each day like the lady on the phone told me to do? And thoughts, stories, experience, on this would be so helpful! I want to start applying before the week is over. Thank you so much!
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