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Should I pay off delinquent accounts?
bk6 posted a topic in Credit ForumQuestion? I have several accounts in collections on my credit report ranging from two years old to about six years old. Is it best just to negotiate a settlement with the collections companies in an effort to pay them off? I have done one in the past and asked the company to delete the account or list paid in full. They agreed but never did it then went out of business. Trying to rebuild my credit and have several accounts showing excellent payment history, but these accounts are holding me back. thank you.