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Found 2 results

  1. I am following WhyChat's method for the HIPPA process. I have opted out and then sent letters as instructed to delete old addresses. What I am not sure about is how long it will take to hear back, or if I will even hear back from the CRAs. I sent them a week ago. Do I wait 30 days? What is the next step before I actually send out the HIPPA letters?? Thank you!
  2. Hi, I am new to this site and have been researching for weeks. I have written my hipaa letters, but recently found on your forum the opt out and address deletion information. I believe I opted out from a link given on this site, but saw another post where someone had to opt out to all 3 bureaus. My main question is in regards to deleting my old addresses. Most all of my medical bills are from the address I am currently at (my parents). Should I try to get a new address or P.O. box before I send out my letter of dispute? I also have tons of addresses on experian as I have moved around a lot should i put an old address from a different state and just have my mail forwarded? Also, a lot of my good standing loans are from same address as medical bills so I am wondering if I delete if this will effect my good standing accounts? I am not sure what to do next? Is the address part of the dispute greatly affected by this whole process? Thx so much for your time and help!
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