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Showing results for tags 'default judgment'.
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So I'm starting to feel brave to consider attempting WhyChat's Delete Judgments guide. I have done the legwork - opted out, deleted old addresses, etc., went to the courthouse, got the recorded document and had it certified. Ok, so what appears on the credit report is: Date filed Docket number Amt and so forth But what is indicated on the recorded document is: My name (totally misspelled) And other stuff - but the only glaring discrepancy is it is stamped 'filed for record' on a date one day after what is being reported on the credit report. However, it is signed by a judge on the day the credit report is reporting. So, do I have any chance of it being deleted with the misspelling of my name? This information (my name is not included in the information in the judgment part of the credit report - just docket number, date, type, amt, etc. It is a default judgment btw. Yes, i was a dumbass. THANKS!
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Hi, guys, I've been lurking on this board for about a week and this is my first question: I have a default judgment on my CRA from two years ago. It was for some master level college courses that I never finished. Anyway, I moved and got really sick and didn't realize I was being sued by the school until after the default judgment. The school's attorney really pressed me to pay quickly with the threat of wage garnishment. I was scared so I paid off the $6,600 in eight months. It's one of three dings on my CRA (other is a medical collection for under $1,500 and a federal tax lien that has been satisfied.) I've pretty much stayed away from credit since but I now understand I have to get back in the game. Can you advise me on how to get the civil judgment removed? Should I try a GW letter to the school or to the school's attorney? I actually have written to the IRS and asked them to remove the lien and it's probably that they'll do it (under the Fresh Start program). i'll post my question about the medical debt in the medical forum, but hoping you can help me with the judgment part. Is it possible that it can be done? If the school won't respond to GW, what should be my next step? Thanks so much. You guys are wonderful! Btw, I checked my fico two weeks ago and my scores are 593, 632 and 647.
