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Hello, yall. I have a few questions that I cannot solve for long time about collections. I had two collections from my apartments; one was already paid through collection agency, but the other one is a mess. I have rented this apartment for 12 months, but moved out around 7 months after and sub-leased to my friend. However, I checked my credit report and saw a collection that I believe that he didn't pay the last month or something else. That means I didn't get any paper to prove that this debt is real or mine. I cannot contact to him anymore. This collection is posted about 2 years ago, but still not updated yet. Collection agency is Residential Data Collect, and I don't know their phone number. So, I thought that I just leave it for 7 years to get rid this record. Another problem is that I told you that I already paid my collection for the other apartment, but still has a record on my credit report, even thought it is closed. Does it have to stay there for 7 years to delete or do I need to call the collection agency for deleting? I paid it last year. I am so newbie in this area, so please give me some advices. Thanks. Sincerely,
