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Showing results for tags 'debt collection laws'.
http://www.legis.state.pa.us/cfdocs/billinfo/BillInfo.cfm?syear=2013&sind=0&body=H&type=B&bn=1633 Section 1. Section 4 of the act of March 28, 2000 (P.L.23, No.7), known as the Fair Credit Extension Uniformity Act, is amended by adding a subsection to read: Section 4. Unfair or deceptive acts or practices. * * * (b.1) By debt collectors or creditors.--Notwithstanding the provisions of subsections (a) and ( , it shall constitute an unfair or deceptive debt collection act or practice under this act if a debt collector or creditor fails to provide a consumer with: (1) written verification of the debt or judgment, which notice contains the information specified in section 1692g(a) of the Fair Debt Collection Practices Act (Public Law 95-109, 15 U.S.C. § 1692 et seq.); and (2) when the applicable statute of limitations has expired on the debt or judgment or the debt or judgment is no longer legally enforceable, written notice of that fact