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Hello, I ran across the following article on myfico.com... seems to be very legitimate way of rebuilding one's credit score to 700+ post-bankruptcy. Please see: http://ficoforums.myfico.com/t5/Bankruptcy/HOW-TO-From-BK7-discharge-to-700-in-24-months-or-less/m-p/1384075/highlight/true#M9218 If anyone has a successful plan that they have followed, kindly post. I am currently preparing paperwork to file my Chapter 7 Bankruptcy case; I plan to use this method post-discharge to rebuild my credit. If I posted this in the inappropriate place, I apologize. I am new and am still navigating this board. Best, MB
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Hi, I was discharged from chapter 7 on October 9, 2013. I am interested in rebuilding my credit and was wondering how I could benefit from my domestic partner's excellent credit. he would be willing to add me to his Platinum Amex card (I included 2 amex accts in BK), Would they deny me as an additional cardholder since I included them in the bankruptcy? would being an additional cardholder status be reported to my credit report? If anyone has answers as to how I can speed up my credit rebuilding, I would so appreciate that. thank you. Kim