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Showing results for tags 'credit one'.
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So, coming up on about 1 year of account history for a Credit One (yeah I know) and a First Progress secured card. Both have annual fee's, and I feel at this point I'm well in the right direction with about 35-40k in lines. Time to close them before the new year hits? What say ye! Also got a True Value card from comenity that had 1 charge put on it and nothing else, i got it cause I have a True Value close to me, but when I went to use the card they said they don't accept their own credit card there. So, its practically no use to me. There's no AF on that one, leave it alone and wait till they close it, or do that one also while I'm at it?
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I had read a few bad things about Credit One, but this is just sad: I applied for barclay rewards & this one at the same time. Barclay was declined but approved after i called the recon line. I read and re-read both application. When i did the credit one card it showed nothing for the card, (it was the default one), Didn't say anything about the "authorized user fee", & the annual fee was supposed to be billed monthly (there was a box on the upper right corner that showed that). HOWEVER, when i got the card & logged in i saw those charges. IMMEDIATELY i wanted to cancel, but the fine print says only if i haven't used it yet. If i pay this off in the next 2 weeks then close it, how much damage would it do? (the $7 transaction was lunch lol)
