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Found 4 results

  1. CK has it in for me, either that or I should just stop here.
  2. Hi, Do you have an OCCU card AND use Credit Karma to manage your accounts? It currently does not work and in order for them to fix it, 25 more people must enter their credentials for OCCU on the Credit Karma site. If you have a card from them, please enter your credentials. If you previously did and removed them, please enter them again. I emailed CK tech support and they said they would surely fix it is they get 25 more people to try. Thank You! SG
  3. I have been using Credit Karma for several months, I had a discharged BK in Oct 2012 and since then have been on the road to rebuilding. My CK score has been reflecting 667 for several months now. So tonight I signed up for Transunions free credit score 7 day trial via their site directly and it shows me a score of 708 (vantage) with a grade of C. Was wondering why the diff in the scores since CK uses Transunion as well? And should I purchase a FICO score to get a more accurate representation of my credit score or is the Vantage pretty accurate? I believe the FICO comes from Equifax, correct? *I recently obtained a Sportsmans Guide Visa via the shopping cart trick and soft pull only via Eq so I assume my Eq score is somewhere near the Vantage score I received from Transunion. Just an assumption though.....thanks for any input
  4. Hey guys, I started my credit history 10 months ago with a secured 99/500 Bank of America Cashrewards and the secured Capital One. So far, I've always PIF, and kept a low utilization (<20%). Last week, my BOA GRADUATED to an unsecured card, and they increased my CL from $500 to $1,000, so that's a very good news. Today, my Credit Karma score DROPPED 45 POINTS!! With the following notifications: - The limit on 1 of your credit cards has increased. (That's the BOA) - Your previously unused CAP ONE account is now reporting a balance. (I forgot to USE my Capital one card for a month...) Note that I have made no credit inquiries whatsoever. I really don't understand, I've been working very hard on my credit and my score has increased consistently in the last 10 months. What happened? Is it possible that NOT using a CC for a month lower your score? Did BOA do a weird HP when graduating my card? (Note that I didn't ask for anything, and that credit karma does not show a pull). Please help, thanks!
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