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Showing results for tags 'continued collection action'.
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Hi - I wish I could remember my old account on here and email.. but that's another story... anyway.. onto the meat of the post: I DV'd a CA who responded back, paraphrasing, that they are closing my account with them, informing the CRAs to delete and have sent the account back to the creditor. It's been about 8 or so years since I've done any credit clean up, but I seem to recall that if a CA can't validate the debt, they can't sell, transfer or other get rid of the account as it would violate FDCPA. Or am I completely off base and remembering things incorrectly?