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Hi, I have an old judgment obtained by a law firm for private tuition I owed the school (I didn't know about it until a couple of years ago, though that's not an excuse.) The amount is about $4,000 although at one point this law firm sent me a settlement offer for about 1,000 less, but I wasn't able to pay it. Now I can pay it and I would like to send them a letter to settle this. Can you please advise me on the steps? 1. I will send them a certified letter offering $2,500 and will ask in return that they send me a signed agreement stating that: 1.1. They will consider the alleged debt paid in full 1.2. They will report the judgment as satisfied and the amount owed as $0 within 10 business days 1.3. They will instruct the school to remove all holds from my account within 5 business days 2. Once I receive the signed agreement from them, I will send them a cashier's check with the account number on it. Is this correct? Am I missing anything? Any help would be greatly appreciated.