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  1. Okay I have a collection that is scheduled to fall off in Nov of this year. My lender keeps bringing this up she said that even though its coming off it is still my responsibility. The bill is for 633.00 hospital bill and this bill hurts every time I see it on my credit report. To make a long story short my son went to the children hospital in my area ER, they didn't find anything wrong. A week later he went back to the ER for the same issue and was admitted. Because they did not discover this issue the first time he has to live with a condition for the rest of his life. My insurance would not pay for 2 ER visits in the same month. Every time I see this collection I'm almost in tears, it just brings up bad memories. The way my son was treated the last thing that I want to do is pay this bill. I am already doing Whychat program but this lender sounds like she wants it paid even if it falls off. I am no where near closing I have not even found a house yet so I really don't understand this lender is this normal? ps:sorry if this is in the wrong place
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