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I'm starting to research they Whychat method of repo deletion. I've opted out. I've disputed addresses (not much luck) and now researching state laws etc. Purchased my Carfax report today and I do not see an auction for my car. Background: Car was repo'd 4 years ago in Illinois in Febuary or March of 2010. My credit reports show CO in April. I am 99.9% confident I did not recieve any notices of auction. I did not know where they took it. I did not have the ability to get my articles out of the car. I was so upset/embarrased that I ignored it (SMH) and just figured I had no chance of getting the car back. I was not given an auction date etc. OC (Chase) is the only one reporting this on my CRs. Shows my high credit was $11,124 and actual payment amount $10,033. Comments is "charged off account, fixed rate". Chase has also never contacted me about the balance due. Now: On my carfax report it says this: ------------------------------------------------------------------------------- I purchased -03/19/2008 9 Illinois Motor Vehicle Dept. Chicago Heights, IL Title #X8079691495 Title issued or updated First owner reported Titled or registered as personal vehicle I moved- Loan or lien reported 02/17/2009 Tennessee Motor Vehicle Dept. Tinley Park, IL Registration updated when owner moved the vehicle to a new location 05/06/2009 Tennessee Motor Vehicle Dept. Rockwood, TN Title #85818017 I moved again- Title or registration issued Loan or lien reported 05/06/2009 Tennessee Motor Vehicle Dept. Tinley Park, IL Title #85818017 Registration issued or renewed Loan or lien reported 03/30/2010 46,373 Center Garage Cedar Lake, IN 219-374-7171 centercars.com Vehicle offered for sale 04/14/2010 46,412 Center Garage Cedar Lake, IN 219-374-7171 Electrical system checked 04/27/2010 46,432 Center Garage Cedar Lake, IN 219-374-7171 centercars.com Vehicle sold ------------------------------------------------------------------------- So, from what I see- there was no auction. The car was repo'd sometime in late feb or early march '10. It appears that the car was SOLD to a dealer on 3/30/10 then sold again to a private party on 4/27/10. Is this what you guys see? So....what now?!