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Found 3 results

  1. RECENT CAP 1 CHARGE OFF! ANYONE HAVE LUCK GETTING RECENT CO'S DELETED? AMOUNT 359.00
  2. Erin42

    Cap1 SOL

    I've been reading some old threads about Cap1, and noticed more than a few mentions of the member agreement stating a 3-year SOL. Is this still accurate? I'm in California and just saw a soft pull from Cap1 on my reports. I have a card with <$600 owing, DOLA in September 2010. From various readings, Cap One likes to sue right before SOL runs, and some are preceded by a soft pull. So, does the member agreement with 3-year SOL apply, or am I under California's 4-year SOL? Cap One is reporting, no CA is reporting (at present time), and I've not gotten any letters or calls about it. TIA!
  3. I started rebuilding with no baddies and got a Capital One Quicksilver One with a $300 CLI. Then I got an ERC baddie with a four year old DOFD after I got the credit card. My FAKOs went from medium to poor immediately. I'd like to get a modest CLI increase so my card will be useful for car, truck and equipment rentals. Increasing the limit to $400 would be all I need, $500 would be perfect. How do I go about increasing my CLI? Should I not bother until my baddie is removed? What is an EO?
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